Jobs at TD Bank – Sr. Mortgage Underwriter

Job Description:

Are you passionate about jumping right into a significant job of providing professional level support in reviewing, analyzing and evaluating credit applications, in accordance with policy and procedures, to authorize credit for customers, within designated discretionary lending? We need someone who can collaborate with business partners by providing expert professional credit support, solutions, recommendations and advice through the credit adjudication process.

Job Responsibilities:

• Ensure all credit decisions (approval / decline) are fulfilled on a broad range of credit products efficiently and effectively, meeting service level agreements (SLAs)
• Make well rationalized credit decisions within established standards and limits and adjudicate within compliance guideline
• Provide credit support / solutions / recommendations / advice / alternative options when evaluating/analyzing credit applications for decisions in accordance with Bank policies and procedures
• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriately
• May perform in‐depth analysis of a financial position through a thorough investigation of tax returns and / or financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, and credit reporting documentation
• Prioritize and manage own workload to meet SLA requirements for service and productivity

Job Requirements:

• Proficiency with MS Office, tools and technologies
• Undergraduate degree with over 4 years of Underwriting experience including mortgage and personal lending products
• A self-motivator with strong communications skills to prioritize and multi-task in a collaborative or independent setting
• A dynamic individual with positive attitude who can deliver projects and initiatives under moderate supervision in a demanding environment
• Knowledge of risk management environment, standards and regulations
• Deep knowledge of consulting principles, lines of businesses supported, banking industry, and customers supported

Job Details:

Company: TD Bank

Vacancy Type: Full Time

Job Location: Mississauga, Ontario, CA

Application Deadline: N/A

Apply Here

vacanciesforyou.xyz